About Us

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About OneShare Health, LLC

OneShare℠ is a medical cost-sharing ministry providing a unique, affordable, ACA-exempt path to healthcare. OneShare Health is not insurance. With origins in the Anabaptist faith and a chaplain on staff, we are a Health Care Sharing Ministry that welcomes and unites those who agree with our core biblical principles and Statement of Beliefs relating to life, health and caring for others.

With industry-leading Membership Programs and an unparalleled member experience, OneShare Health continues to grow our nationwide family. Daily, our members, clients and partners are introduced to simple, more rewarding answers to health care. Our core values can be summed up in related biblical commands. The first is to thoroughly love both God and neighbor (e.g., Matt. 22:36-40; Mark 12:28-34; Luke 10:25-28), the “greatest commandments” in all of Scripture. The second is to carry the burdens of others (e.g., Galatians 6:2) and care for them as one would oneself, often called the Golden Rule and epitomized in the Parable of the Good Samaritan (Luke 10:25-37). This was the ministry of Jesus, and OneShare Health is passionate about finding creative and inspiring ways to facilitate such ministry to and among members, staff and other charitable organizations.

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About OneShare Health
Our Values

OneShare Health’s Values reflect who we are and what we stand for as a company.


We listen to our members and endeavor to create services that are tailored to their needs.


We strive to uphold the highest standards of integrity and ethics in all of our actions.


We continually innovate ground-breaking strategies to develop superior cost-effective services that are easy to understand and use.


We work together and we are stronger as ONE.


We value the simplicity of medical cost sharing and strive to keep all member communications transparent and simple.

Our Statement of Beliefs

With our origins in the Anabaptist faith:

We Believe

in the authority of Scripture and the sanctity and dignity of every human life created by God with special meaning and purpose.

- II Timothy 3:16; Psalm 139:13-14
We Believe

that every individual has the constitutional and religious right and duty to worship God in freedom.

- 2 Corinthians 3:17; U.S. Const. amend. I
We Believe

and agree in the biblical and ethical principle of sharing with those who are less fortunate and who experience medical needs.

- Galatians 6:2
We Believe

and agree that it is our responsibility to God and our fellow members to engage in accountable, healthy living, and to avoid habits and behaviors which are harmful to the body.

- 1 Corinthians 6:19-20
We Believe

in the power of prayer to save lives, to heal lives, and to unite our members in common purpose and community, and we believe that prayer should be a fundamental practice of daily life.

- 1 John 5:14; Philippians 4:6-7

Our mission is to inspire healthier, joyful communities on the path of life, using Scriptural principles to connect people of similar faiths in a quality Health Care Sharing Ministry.

"You make known to me the path of life; you will fill me with joy in your presence, with eternal pleasures at your right hand."

- Psalm 16:11


Our vision is to help others discover a life overflowing with hope, peace, and joy as part of a community that trusts God, loves sharing, and embraces compassionate care.

"May the God of hope fill you with all joy and peace as your trust in Him, so that you may overflow with hope by the power of the Holy Spirit."

- Romans 15:13

Scriptural Foundation

Our Scriptural foundation is to carry one another’s physical and spiritual burdens through prayer, encouragement, and sharing the cost of medical needs.

"Carry each other's burdens, and in this way you will fulfill the law of Christ." 

- Galatians 6:2

Frequently Asked Questions

What is a pre-existing condition and is it eligible for sharing?

Our programs include a Pre-Existing Condition Limitation. A pre-existing condition means any sickness or injury for which medical treatment advice, case or service, including diagnostic measures or took prescribed drugs with the 24 months prior to the member’s effective date. After 24 months of continuous participation in a program, pre-existing conditions would be eligible for sharing, subject to the program guidelines.

Is OneShare Health ACA exempt?

Yes, our members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal adviser regarding any relevant individual mandates under state law.

Is OneShare Health considered insurance and who regulates it?

No, OneShare Health is not insurance.

  • OneShare Health  is NOT regulated by any insurance regulator.
  • OneShare Health IS regulated by the IRS and by State Attorney Generals.
How long has OneShare Health existed?

OneShare Health launched nationally in September of 2018 and is a subsidiary of Anabaptist HealthShare, whose predecessor operated for decades as a health care sharing ministry. 

Is OneShare Health a non-profit organization?

Yes, OneShare Health LLC is a nonprofit entity and it shares the Section 501(c)(3) tax exempt status of its parent, OneShare International (d/b/a Anabaptist HealthShare).

What is a Health Care Sharing Ministry?

Health care sharing ministries are organizations that facilitate sharing of healthcare costs among individual members who have common ethical or religious beliefs.  

  • Organizations must be nonprofits with Section 501(c)(3) federal tax exempt status. 
  • Members of health care sharing ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
  • This means members of health care sharing ministries are not required to have insurance as outlined in the individual mandate of the ACA.